How to Make Spare Change Count

February 26, 2011

Personal Expenses

You most likely have come home at the end of the day to find you have amassed quite an impressive amount of change. This includes quarters, dimes, nickels and pennies. Many people need to spend their pennies as well as count them. If that’s you, there is still a way that you can save this change and turn it into something impressive.

First of all, you will need to find a container for your change. If you want to keep them in separate denominations, you will need a container for each one. Some people keep a gallon jug on hand, as it has been found that when you fill one of these to the brim with quarters, you will have $1,000. That’s a pretty nice chunk of change, no matter how long it may take you to save it. Other containers that work are large mayonnaise jars, pickle jars, or large jelly jars. Anything that is somewhat large and has a lid will do.

Once you have your containers, you need to work on your mindset. Don’t think of your change as something that will buy you an extra soda. Start thinking of it as “not yours.” This means that when you get some change back from something, make up your mind that you are not allowed to spend it. The change no longer is yours to spend because it now belongs to the jar. As soon as you get home, take the change out of your pocket or purse and put it in the container. Before you know it, you will find that container is completely full.

It sometimes helps to have a goal that you are saving for. This will provide some willpower when you are tempted to spend some of those quarters. You simply think of what you are saving the money for and that temptation should fade away. If you are someone who has extremely low willpower, it may help to find a picture of your goal and attach it to the container. You will be able to see what you are saving that money for, which can make it easier to keep from spending any of the change.

Once you have your container full, pay a visit to the bank to get some coin rolls. It will be much easier to cash your change in if you have them all nicely rolled so that they can be counted as dollars. You collect your cash for the change and you’re on your way to that special goal.

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